The Inside Edge Business Gazette - Vancouver Island business news

 

June/July 2016

Anniversaries

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Making a plan for your tax refund

d Darlene Garat, Garat Financial Group - It’s all too tempting to receive that tax refund and blow it. That is, if you haven’t already pre-spent it. 

There are, however, ways to make the money count without feeling deprived if you plan ahead.

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Why switching to a new mortgage lender may make a lot of sense

gMackenzie Gartside, Select Mortgage -In many cases switching to a different lender at renewal can save a lot of money, and here’s why.

Often, from one year to the next, people receive renewal letters from their current lender with significantly higher rates than the client rightfully deserves.

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Microsoft’s Canadian Connection

Kevin Dryden, PrimeTek IT Solutions - In May, Microsoft officials opened two datacentres in Canada. While that may not sound like terribly exciting news, it has some important implications for even the smallest of businesses here on Vancouver Island.

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The misunderstood Tax-Free Savings Account

Murray Callaghan, Certified Financial Planner - Given that the TFSA is one of the newer vehicles available to investors, it probably shouldn’t be surprising that it is one of the most misunderstood.

To understand why the confusion exists, one must go back to overzealous banks, their promotion of a vehicle aimed at the masses and some understanding of how this impacts their retention of assets. 

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No Flowers, No Funeral, No Fuss?

Margaret Verschuur, Boyd’s Funeral Service - Margaret Mead, one of the most famous anthropologists in history, was quoted sometime in the 1970s as saying, “When a baby is born, we rejoice. When a couple is married, we celebrate. And when someone we love dies, we pretend nothing happened.”

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The facts about Earthquake Insurance

Aynsley Hobson, First Insurance - Scientists are predicting the ‘big one’ to hit Vancouver Island within the next 50 years.

On the back of this fact, First Insurance recently sponsored a touring earthquake simulator called the Shake Zone.

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Three ways to split income with family members

Jamie Kungel, CPA, CA - Every business goes through a series of stages in its evolution. From a tax perspective, failure to plan properly at any stage of your business lifecycle may result in significant financial consequences or lost opportunities down the road.

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The Power of Shopping Local

g Dianne Hawkins, Comox Valley Chamber of Commerce - We all love the Comox Valley and want to see our economy and community grow.  Shopping local is a powerful and simple way to help make this happen.

The downtown cores of Courtenay, Comox and Cumberland offer unique and fun shopping experiences year round

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What’s good about goodwill?

g Ann Scott, Presley and Partners Chartered Accountants - Two business owners I know have radically opposing views about whether goodwill is valuable or even exists.

Goodwill is the intangible part of a business that makes it worth more than just the value of its hard assets.  Components of goodwill include reputation, customer relationships, location, brand and so on. 

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Women helping women - Get involved in your finances today

Sandra Rushton, Septen Financial
Nine out of ten women will be responsible for their finances at some point in their lives. 
From a financial perspective, it’s a startling fact that about half of all women are ill prepared for the future.  In fact, only 45% say they have “done the math” on their retirement. 

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Look who’s In the Army Now!
Canada’s Army Reserves

g Andrew Gower, Wedler Engineering - In case you were wondering about the headline, I’m in the Army now.  As of April 7, 2016, I am an officer in the Canadian Army Primary Reserve. I hold the rank of Captain, and belong to the BC Based 39 Combat Engineer Regiment.

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When providing care to loved ones seems like an obligation

g Wendy Johnstone, Keystone Eldercare Solutions - It’s OK to be a reluctant caregiver.

My friend Robert is what I would describe as a “reluctant caregiver.”  There is a long history of conflict and hurt between him and his father. Very little affection takes place between them and visits are born out of duty and obligation.

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Uses, and abuses, of The Power of Attorney

Stewart Carstairs, Shook, Wickham, Bishop & Field - The Power of Attorney (POA) is an important planning document, both in personal life and in business. It is a document used by one adult to appoint another adult to make financial and legal decisions on his or her behalf.  

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Can you increase revenue by using paper wisely?

Don Linder, AGS Business Systems -
Social media and other newer marketing technologies get a lot of attention in the marketing world these days. We’re often told online marketing is the way to go, and the most important part of a modern marketing plan.

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Downtown Revitalization

Remember the scene in It’s A Wonderful Life when George moseys over to Mary’s? It’s the scene where her mom is desperately wanting her daughter to marry up, financial-wise. The scene where Mary chides her mother’s query as to “What is going on down there?” with the racy reply, “He’s making violent love to me, mother!” What a gem.

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More opinions on Downtown Revitalization . . .

Dianne Hawkins, Comox Valley Chamber of Commerce

The Chamber was pleased to have representation from our board and staff at the Downtown Revitalization planning and conversations.  Some of the best ideas we’ve seen are:

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Deana Simkin, Downtown Courtenay Business Improvement Association

At the recent Downtown Revitalization and Design Charette initiative, several opportunities were identified, including wayfinding, public gathering places, increased pedestrian friendliness and connectivity to our riverway. Also incorporated were the concepts of densification and tax incentives for developers.

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Ian Buck, MCIP, RPP, Director of Development Services, City of Courtenay

While downtown planning is often referred to as a revitalization exercise, in the case of Downtown Courtenay it’s already a great place with a solid framework. Today it is vibrant with active streets where you can have a wonderful day shopping, dining and topping it off with a performance at the theater.

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Design downtown!
Workshops to refresh the heart of Campbell River

The City of Campbell River

Celebrating Campbell River’s west coast heritage, having ample outdoor seating, a pedestrian-friendly core and live entertainment and events downtown, were among the top priorities identified by Campbell Riverites in the recent Refresh Downtown Campbell River survey.

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The Time is Right

Marg Grant, Town of Comox

Opportunities are waiting for those Businesses in the Lower Mainland who are questioning the outrageous real estate prices and the cost of living in the city.  Costs that force their employees to look far afield for affordable living and a lifestyle that fits the family.  

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Moving Forward in Cumberland

Councillor Roger Kishi, Village of Cumberland

This is an exciting time for Dunsmuir Avenue in Cumberland. Our “Main Street” is showing a renewal with the opening of several new businesses, including a taco restaurant, fly fishing shop, video game developer, disc golf supplier, renovation of the Waverly, and expansion of Rider’s Pizza/ Cumberland Brewery.

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Inside Edge Business Gazette

Anniversaries
Half a Century for Steve Marshall Ford

This year at Steve Marshall Ford, staff are looking back on half a century of hard work and growth.

“It’s hard to believe that it’s been 50 years,” Steve Marshall, founder and owner of the Campbell River location, says. “When I started at 22 years old, I was the youngest dealer in Canada. Now, I’m the oldest dealer!”

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Anniversaries
My Tech Guys – 10 years

Over the past 10 years, the team at My Tech Guys has offered the highest standard of tech support, making good on their company mission: "My Tech Guys are Friendly, Trustworthy, Approachable Geeks. We Deliver Expert Guaranteed Service and Provide Unique, High Quality Products."

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Ducky 500 returns to the Puntledge

According to local legend, the ducks that compete in the illustrious Comox Rotary Ducky 500 are highly trained racing ducks from all around the world.

These elite “duckeletes” spend their entire off-season training for the Ducky 500, the ultimate race in the world of competitive rubber duck racing. Fact or fiction, the event is set to run once again on July 1st in conjunction with the Canada Day Celebrations in Courtenay.

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Next Wave member profile
Darryl Craig, Canaon Canada Inc.

As a representative of Canon Canada, Darryl’s mission is to deliver business solutions and service to businesses across Vancouver Island. Those solutions include MFPs, oversize printers, high-speed scanning, document management software and the Canon ImageRUNNER Advance – the flagship device known for its industry-leading technology and ease of use.

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Next Wave member profile
Justin Wade, The Clean People

A premier residential and small-business service, The Clean People customizes its services to meet the unique needs of each client – be they commercial or residential. Justin and his team strive for “Customer Amazement” in home and office cleaning.

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Inside Edge Business Gazette

Anniversaries
Eden Street Salon & Day Spa - 15 years 

Running a business is no easy gig.

Having managed Eden Street Salon & Day Spa for the past 15 years, and a fitness gym previously, Candice Lowery knows what it means to carry some serious weight on her shoulders.

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The Vancouver Island Spine Trail

Sarah Seads, the owner and founder of local fitness business Equilibrium Lifestyle Management (ELM), is widely known in local running and fitness circles. Throughout this year, Seads – an avid ultra runner with a background in kinesiology and sports psychology - will be exploring the Vancouver Island Spine Trail, a 700km trail passing the length of Vancouver Island, from Cape Scott Provincial Park in the north to the capital city of Victoria in the south. 

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Inside Edge Business Gazette

Anniversaries
Halftone Pixel Website Design - 5 years

“Running Halftone Pixel opened up a whole new world for me,” says owner Kris Trudeau.

Since launching five years ago, she and Halftone Pixel have been recognized tremendously by the business community. In 2014, Kris was named one of the Comox Valley's Top 40 Under 40; in 2013 and 2015, she was a finalist in Vancouver Island’s Top 20 Under 40. Then, in 2015, Halftone Pixel received the Reader’s Choice award for Best Web Designer in the Comox Valley.

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Inside Edge Business Gazette

Anniversaries
Hot Chocolates – 30 years

30 years ago, Hot Chocolates was a small, one-door Belgian truffle shop run by a mother-daughter team. Today, it has grown to be known as a hub of Courtenay’s downtown core, a distinguished name throughout the Valley and beyond - and still just as dedicated to creating fine artisan chocolates as it was in 1986.

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Anniversaries
The Wine Cottage – 20 years of award-winning wine

June/July 2016

Staying true to the techniques that have garnered it countless awards over the past two decades, the Wine Cottage is celebrating its 20th anniversary with yet another impressive medal count at the world’s largest consumer-made wine competition.

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Marketing your best ‘self’

Lisa Graham, Seadance Photography
June/July 2016

We live in a visual world! Reading images is the first language we learned as a baby. It’s a language that continues long after infancy as people use it in their everyday lives to help filter their busy world.

Humanity now uploads more than 1.8 billion images a day but the majority of these images are forgettable.

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fdsOptimizing the Business Gazette’s Online Presence

Leif Jason, Mastermynde - Of recent times, I’ve been focusing on improvements to the Business Gazette's online presence. First we ensured that the website's statistics were as clean and accurate as possible. The goal was to more clearly understand how traffic is changing over time so we can decide how best to grow that traffic.

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